The boost your clients
are looking for.
INTRODUCING Bonus AdvantageSM
Applied to the Contract Value at issue1
TEMPORARY INCOME BOOSTER!
If the Owner waits 10 full years or more to start income, the annual
income will be boosted temporarily to 8% of the Income Base.2
This increased amount is payable until it exceeds the remaining
Contract Value, at which time the payment will adjust to the
amount of the guaranteed lifetime income, which is calculated
using the income benefit factors determined by the attained age
and income option chosen on the income start date. 3
5% ages 76–80
An Enhanced Death Benefit equal
to the Income Base (prior to the
income start date; reduces
thereafter), subject to a cap,
and is paid out in equal monthly
payments over five years.
This is a limited distribution product.
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1 The 8% Premium Bonus vests over 10 years and is not immediately available for withdrawals or on cash surrender. 2 The Income Base is for determining
future income; it does not have a cash value and is not available for cash withdrawals. 3 Only available with the Optional Income Benefit rider which
is available at issue for an annual charge. 4 An additional 0.50% may be earned for production of more than $1 million of Bonus Advantage premium
in a calendar year. 5 The Enhanced Death Benefit is subject to a cap up to 250% of premium less an adjustment for withdrawals (will be less than
250% for ages 70 and above). After the income start date, the Enhanced Death Benefit will be reduced for any lifetime income payments on a dollar-for-dollar basis. Any withdrawals in excess of the guaranteed lifetime income payments will reduce the Enhanced Death Benefit on a pro-rata basis.
Bonus AdvantageSM, issued by Forethought Life Insurance Company, is available in most states as contract FA1201SPDAX-01, ICC11-FA1201SPDAX-01
and FA1201SPDAXL-01 (or certificate series GA1201SPDAX-01, as applicable). State variations may apply. Read the contract for complete details.
FOR AGENT USE ONLY – NOT FOR USE WITH CONSUMERS
© 2011 Forethought